National Homeownership Month: How You Can Support Affordable Housing

June 2018 | Affordable Housing

Community Capital Management Impact with CategoryIn honor of National Homeownership Month, the team at CCM is shining a spotlight on one of our most important impact themes: affordable housing. Since our inception in 1999, we have helped facilitate 18,300 home mortgages for low- and moderate-income borrowers, provided $895 million in statewide homeownership and down payment assistance and funded 386,000 affordable rental housing units. Affordable housing is an increasingly important theme since the housing crisis in America appears to be getting worse, despite some short-term improvements.

Harvard Report Highlights Growing Inequality

In a recent feature in the Huffington Post titled, “America’s Housing Crisis is a Ticking Time Bomb,” the author breaks down a new report from the Joint Center for Housing Studies at Harvard University, painting a bleak picture of the health of America’s housing sector. 

Six Critical Considerations for the Housing Crisis                                                                                               

The article by Michael Hobbes breaks the housing crisis into six critical components listed below stating that, “The housing crisis is the ticking time bomb at the heart of the American economy, wiping out savings, increasing inequality and reducing the ability of workers to weather the next recession. It has been in front of us all along, but now, finally, it is impossible to ignore.” Joint Center for Housing Studies of Harvard University

  1. Low-Cost Housing Is Disappearing From The Market
  2. America Isn’t Building Enough Homes
  3. America’s Cities Are Unaffordable
  4. Racial Disparity Is Getting Worse
  5. High Housing Costs Shift Money From The Young To The Old
  6. Policies At Every Level Are Making It Worse

How You Can Support Affordable Housing Through Fixed Income Impact Investments

The preservation and growth of affordable housing is critical and investors can play a role in its sustainability. In fact, in 2017, the Global Impact Investing Network’s (GIIN) annual survey reported that the greatest share of all impact investments under management – about 22 percent – was in housing.If affordable housing is an important value to you or your clients, read our white paper on affordable housing which showcases the multiple positive benefits associated with affordable housing and highlights how they can be financed through impact investments.

  • If you want to use this new theme as a way to have a broader conversation with clients about their values, register to join our upcoming webinar for tips on how to start that conversation.


1Source: GIIN Annual Impact Investor Survey 2017 


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